{"id":158,"date":"2026-05-15T15:30:32","date_gmt":"2026-05-15T19:30:32","guid":{"rendered":"https:\/\/www.us.eloanex.com\/how-to-apply-for-self-credit-builder-with-itin-card-loan\/"},"modified":"2026-05-15T15:30:32","modified_gmt":"2026-05-15T19:30:32","slug":"how-to-apply-for-self-credit-builder-with-itin-card-loan","status":"publish","type":"post","link":"https:\/\/www.us.eloanex.com\/es\/how-to-apply-for-self-credit-builder-with-itin-card-loan\/","title":{"rendered":"How to Apply for Self Credit Builder With ITIN (Card + Loan)"},"content":{"rendered":"<h2>How to Get Self Credit Builder Using Your ITIN<\/h2>\n<p>Self is a unique 2-in-1 product: a credit builder loan AND a credit card. You build credit with both simultaneously. No credit check, ITIN accepted online. Here is how to set it up.<\/p>\n<h2>What You Need<\/h2>\n<ul>\n<li><strong>ITIN number<\/strong><\/li>\n<li><strong>US bank account<\/strong> (checking or savings)<\/li>\n<li><strong>Email address<\/strong><\/li>\n<li><strong>$25-$150\/month<\/strong> for your credit builder plan<\/li>\n<\/ul>\n<h2>Step-by-Step Process<\/h2>\n<h3>Step 1: Choose a Plan at Self.inc<\/h3>\n<p>Self offers multiple plans:<\/p>\n<table>\n<tr>\n<th>Plan<\/th>\n<th>Monthly Payment<\/th>\n<th>Duration<\/th>\n<th>You Get Back<\/th>\n<\/tr>\n<tr>\n<td>Small Builder<\/td>\n<td>$25\/month<\/td>\n<td>24 months<\/td>\n<td>~$520<\/td>\n<\/tr>\n<tr>\n<td>Medium Builder<\/td>\n<td>$48\/month<\/td>\n<td>12 months<\/td>\n<td>~$520<\/td>\n<\/tr>\n<tr>\n<td>Large Builder<\/td>\n<td>$150\/month<\/td>\n<td>24 months<\/td>\n<td>~$3,200<\/td>\n<\/tr>\n<\/table>\n<p>Choose the plan you can comfortably afford every month without fail.<\/p>\n<h3>Step 2: Sign Up Online<\/h3>\n<p>Go to Self.inc and click &#8220;Get Started.&#8221; When asked for SSN, select the ITIN option and enter your number. No credit check is performed.<\/p>\n<h3>Step 3: Make Your First 3 Payments<\/h3>\n<p>Pay your monthly amount for 3 consecutive months. Self reports each payment to all 3 bureaus. After 3 on-time payments, you unlock the Self Visa credit card.<\/p>\n<h3>Step 4: Activate Your Self Visa Card<\/h3>\n<p>Once eligible, Self will notify you in the app. Activate the Visa card ($25 annual fee). Your credit card limit is backed by the money already saved in your Self account.<\/p>\n<h3>Step 5: Use Both Products<\/h3>\n<p>Now you have:<\/p>\n<ul>\n<li><strong>Credit Builder Loan<\/strong> (installment account) \u2014 reports monthly payments<\/li>\n<li><strong>Self Visa Card<\/strong> (revolving account) \u2014 reports card usage<\/li>\n<\/ul>\n<p>Two types of credit building simultaneously = fastest score growth.<\/p>\n<h2>How Self Works<\/h2>\n<p>Your monthly payments go into a certificate of deposit (CD) held by a partner bank. At the end of your plan, Self returns the saved amount minus interest and fees. You essentially save money while building credit.<\/p>\n<h2>Key Facts<\/h2>\n<table>\n<tr>\n<th>Feature<\/th>\n<th>Details<\/th>\n<\/tr>\n<tr>\n<td>Credit Check<\/td>\n<td>None<\/td>\n<\/tr>\n<tr>\n<td>ITIN Accepted<\/td>\n<td>Yes (online)<\/td>\n<\/tr>\n<tr>\n<td>Reports To<\/td>\n<td>All 3 bureaus<\/td>\n<\/tr>\n<tr>\n<td>Visa Card Annual Fee<\/td>\n<td>$25<\/td>\n<\/tr>\n<tr>\n<td>Minimum to Start<\/td>\n<td>$25\/month<\/td>\n<\/tr>\n<tr>\n<td>Money Returned<\/td>\n<td>Yes (at end of plan, minus fees)<\/td>\n<\/tr>\n<tr>\n<td>Visa Card Unlock<\/td>\n<td>After 3 on-time payments<\/td>\n<\/tr>\n<\/table>\n<h2>Why Self Is Great for ITIN Holders<\/h2>\n<ul>\n<li>No credit check = guaranteed acceptance<\/li>\n<li>ITIN works online (no branch visit needed)<\/li>\n<li>Two credit products from one account<\/li>\n<li>Forces you to save money<\/li>\n<li>Reports to all 3 bureaus monthly<\/li>\n<\/ul>\n<p><a href=\"\/es\/itin-credit-cards\/\">\u2192 Compare all ITIN credit cards<\/a><\/p>\n<p><a href=\"\/es\/itin-loans\/\">\u2192 All personal loan options for ITIN<\/a><\/p>\n<p><a href=\"\/es\/credit-builder-itin\/\">\u2192 Full credit building roadmap<\/a><\/p>\n<div style=\"background:#f8f9fa;border:1px solid #e9ecef;border-radius:10px;padding:20px;margin-top:40px\">\n<h3 style=\"margin-top:0\">\ud83d\udccc Ready to Apply?<\/h3>\n<p>Visit <a href=\"https:\/\/www.self.inc\" target=\"_blank\" rel=\"nofollow\"><strong>Self.inc<\/strong><\/a> and choose your credit builder plan. ITIN accepted during signup.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>How to Get Self Credit Builder Using Your ITIN Self is a unique 2-in-1 product: a credit builder loan AND [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[17],"tags":[],"class_list":["post-158","post","type-post","status-publish","format-standard","hentry","category-itin-credit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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