{"id":130,"date":"2026-05-15T14:49:49","date_gmt":"2026-05-15T18:49:49","guid":{"rendered":"https:\/\/www.us.eloanex.com\/banks-that-open-accounts-without-ssn-in-2026\/"},"modified":"2026-05-15T14:49:49","modified_gmt":"2026-05-15T18:49:49","slug":"banks-that-open-accounts-without-ssn-in-2026","status":"publish","type":"post","link":"https:\/\/www.us.eloanex.com\/es\/banks-that-open-accounts-without-ssn-in-2026\/","title":{"rendered":"Banks That Open Accounts Without SSN in 2026"},"content":{"rendered":"

Banks That Open Accounts Without a Social Security Number in 2026<\/h2>\n

You don’t need an SSN to open a bank account in the United States. Multiple major banks and online institutions accept an ITIN, passport, or consular ID as identification. Here are your best options.<\/p>\n

Best Banks for ITIN Holders<\/h2>\n
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\ud83c\udfe6 Bank of America<\/h3>\n
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Accepts:<\/strong> ITIN, Passport, Matr\u00edcula Consular<\/div>\n
Products:<\/strong> Checking, Savings, Credit Cards<\/div>\n
Minimum Deposit:<\/strong> $25<\/div>\n
Monthly Fee:<\/strong> $4.95 (waivable)<\/div>\n<\/div>\n

Why it’s great:<\/strong> Full suite of products. Once you have a checking account, you can apply for their secured credit card to start building credit. Large branch network nationwide.<\/p>\n<\/div>\n

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\ud83c\udfe6 Wells Fargo<\/h3>\n
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Accepts:<\/strong> ITIN, Passport<\/div>\n
Products:<\/strong> Checking, Savings, Secured Card<\/div>\n
Minimum Deposit:<\/strong> $25<\/div>\n
Monthly Fee:<\/strong> $10 (waivable with $500 balance)<\/div>\n<\/div>\n

Why it’s great:<\/strong> Offers secured credit card to ITIN holders. Strong path from banking to credit building. Available in most states.<\/p>\n<\/div>\n

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\ud83c\udfe6 Chase Bank<\/h3>\n
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Accepts:<\/strong> ITIN, Passport, two forms of ID<\/div>\n
Products:<\/strong> Checking, Savings<\/div>\n
Minimum Deposit:<\/strong> $0<\/div>\n
Monthly Fee:<\/strong> $12 (waivable with direct deposit or $1,500 balance)<\/div>\n<\/div>\n

Why it’s great:<\/strong> Largest bank in the US. Often offers $200+ sign-up bonuses for new checking accounts.<\/p>\n<\/div>\n

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\ud83c\udfe6 Citibank<\/h3>\n
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Accepts:<\/strong> ITIN, Passport<\/div>\n
Products:<\/strong> Checking, Savings, Credit Cards<\/div>\n
Minimum Deposit:<\/strong> $0<\/div>\n
Monthly Fee:<\/strong> $12 (waivable)<\/div>\n<\/div>\n

Why it’s great:<\/strong> Offers secured Mastercard to ITIN holders. International presence makes it easier for recent immigrants.<\/p>\n<\/div>\n

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\ud83d\udcf1 Chime (Online Bank)<\/h3>\n
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Accepts:<\/strong> ITIN, SSN not required for some features<\/div>\n
Products:<\/strong> Checking, Savings, Credit Builder Card<\/div>\n
Minimum Deposit:<\/strong> $0<\/div>\n
Monthly Fee:<\/strong> $0<\/div>\n<\/div>\n

Why it’s great:<\/strong> 100% online, no fees, no minimum balance. Credit Builder card reports to all 3 bureaus. No credit check to open.<\/p>\n<\/div>\n

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\ud83d\udcf1 Greenlight (For Families)<\/h3>\n
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Accepts:<\/strong> ITIN<\/div>\n
Products:<\/strong> Family banking, debit cards for kids<\/div>\n
Minimum Deposit:<\/strong> $0<\/div>\n
Monthly Fee:<\/strong> $4.99<\/div>\n<\/div>\n

Why it’s great:<\/strong> Debit cards for children with parental controls. Good for families building financial life in the US.<\/p>\n<\/div>\n

What Documents to Bring<\/h2>\n

When visiting a bank branch, bring:<\/p>\n