{"id":139,"date":"2026-05-15T15:05:35","date_gmt":"2026-05-15T19:05:35","guid":{"rendered":"https:\/\/www.us.eloanex.com\/banks-no-ssn\/"},"modified":"2026-05-15T15:37:32","modified_gmt":"2026-05-15T19:37:32","slug":"banks-no-ssn","status":"publish","type":"page","link":"https:\/\/www.us.eloanex.com\/es\/banks-no-ssn\/","title":{"rendered":"Banks That Accept ITIN (No SSN Required)"},"content":{"rendered":"<div class=\"lp-hero\">\n<h1>\ud83c\udfe6 Banks That Accept ITIN (No SSN Required)<\/h1>\n<h2>Open a US Bank Account Today \u2014 Even Without a Social Security Number<\/h2>\n<p>These major banks welcome ITIN holders. A bank account is your first step to building credit and accessing financial products in the United States.<\/p>\n<\/div>\n<div class=\"lp-stats\">\n<div class=\"stat-card\">\n<div class=\"stat-number\">6+<\/div>\n<div class=\"stat-label\">Banks Available<\/div>\n<\/div>\n<div class=\"stat-card\">\n<div class=\"stat-number\">$0<\/div>\n<div class=\"stat-label\">Min Deposit Options<\/div>\n<\/div>\n<div class=\"stat-card\">\n<div class=\"stat-number\">Same Day<\/div>\n<div class=\"stat-label\">Account Opening<\/div>\n<\/div>\n<div class=\"stat-card\">\n<div class=\"stat-number\">FDIC<\/div>\n<div class=\"stat-label\">Insured<\/div>\n<\/div>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 Bank of America<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN, Passport, Matr\u00edcula Consular<\/span><span><strong>Products:<\/strong> Checking + Savings + Credit Cards<\/span><span><strong>Fee:<\/strong> $4.95\/mo (waivable)<\/span><\/div>\n<p>Full banking suite. Open checking, then apply for secured card at same branch. Largest branch network in the US.<\/p>\n<p><a href=\"\/es\/how-to-apply-for-bank-of-america-secured-card-with-itin\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">How to Open Account + Card \u2192<\/a>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 Wells Fargo<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN, Passport<\/span><span><strong>Products:<\/strong> Checking + Savings + Secured Card<\/span><span><strong>Fee:<\/strong> $10\/mo (waivable with $500 balance)<\/span><\/div>\n<p>Secured credit card available to ITIN holders on same visit. Strong credit-building path. Available in most states nationwide.<\/p>\n<p><a href=\"\/es\/how-to-apply-for-wells-fargo-secured-card-with-itin\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">How to Open Account + Card \u2192<\/a>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 Chase Bank<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN, Passport, two forms of ID<\/span><span><strong>Products:<\/strong> Checking + Savings<\/span><span><strong>Fee:<\/strong> $12\/mo (waivable with direct deposit)<\/span><\/div>\n<p>Largest bank in the US. Often offers $200+ sign-up bonuses for new checking accounts. Massive ATM network.<\/p>\n<p><a href=\"\/es\/what-is-an-itin-and-how-to-apply-complete-step-by-step-guide\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">Get Your ITIN Ready \u2192<\/a>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 Citibank<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN, Passport<\/span><span><strong>Products:<\/strong> Checking + Savings + Credit Cards<\/span><span><strong>Fee:<\/strong> $12\/mo (waivable)<\/span><\/div>\n<p>International presence makes banking easier for recent immigrants. Secured Mastercard for ITIN holders available.<\/p>\n<p><a href=\"\/es\/how-to-get-credit-in-the-us-without-a-social-security-number\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">Full Guide: Credit Without SSN \u2192<\/a>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 Chime (Online Bank)<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN<\/span><span><strong>Products:<\/strong> Checking + Savings + Credit Builder Card<\/span><span><strong>Fee:<\/strong> $0 (completely free)<\/span><\/div>\n<p>100% online, zero fees, no minimum balance. Credit Builder card included \u2014 reports to all 3 bureaus. Best free option available.<\/p>\n<p><a href=\"\/es\/how-to-apply-for-chime-credit-builder-with-itin-step-by-step\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">How to Open Chime + Credit Builder \u2192<\/a>\n<\/div>\n<div class=\"lp-card\">\n<h3>\ud83c\udfc6 US Bank<\/h3>\n<div class=\"card-row\"><span><strong>Accepts:<\/strong> ITIN, Passport<\/span><span><strong>Products:<\/strong> Checking + Savings<\/span><span><strong>Fee:<\/strong> $6.95\/mo (waivable)<\/span><\/div>\n<p>Available in 26 states. Accepts ITIN in-branch. Low minimum deposit requirements.<\/p>\n<p><a href=\"\/es\/how-to-build-credit-from-zero-with-an-itin-complete-2026-guide\/\" style=\"display:inline-block;padding:12px 30px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;margin-top:10px\">Start Building Credit \u2192<\/a>\n<\/div>\n<div style=\"background:#fffbeb;border:1px solid #f59e0b;border-radius:12px;padding:25px;margin:40px 0\">\n<h3 style=\"margin-top:0\">\ud83d\udcc4 Documents to Bring to the Bank<\/h3>\n<ul>\n<li><strong>ITIN letter<\/strong> from the IRS (CP565 notice)<\/li>\n<li><strong>Valid passport<\/strong> (not expired)<\/li>\n<li><strong>Secondary ID:<\/strong> state ID, driver&#8217;s license, or Matr\u00edcula Consular<\/li>\n<li><strong>Proof of US address:<\/strong> utility bill, lease, or official mail<\/li>\n<li><strong>Initial deposit:<\/strong> $25-$100 cash or check<\/li>\n<\/ul>\n<\/div>\n<h2 style=\"margin-top:40px\">What to Do After Opening Your Account<\/h2>\n<ol>\n<li>Set up direct deposit if possible (helps waive monthly fees)<\/li>\n<li>Use your debit card regularly (builds banking history)<\/li>\n<li>After 1-3 months, apply for a secured credit card at the same bank<\/li>\n<li>Keep your account in good standing \u2014 no overdrafts<\/li>\n<\/ol>\n<div style=\"text-align:center;margin:40px 0\">\n<h2>Next Steps<\/h2>\n<p><a href=\"\/es\/itin-credit-cards\/\" style=\"display:inline-block;padding:14px 35px;background:#0d7377;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;font-size:16px;margin:10px\">Get a Credit Card \u2192<\/a><br \/>\n<a href=\"\/es\/credit-builder-itin\/\" style=\"display:inline-block;padding:14px 35px;background:#059669;color:#fff;border-radius:8px;text-decoration:none;font-weight:600;font-size:16px;margin:10px\">Credit Building Guide \u2192<\/a>\n<\/div>\n<h2 style=\"margin-top:40px\">Continue Reading<\/h2>\n<p><a href=\"\/es\/itin-credit-cards\/\">\u2192 Best credit cards for ITIN holders<\/a><\/p>\n<p><a href=\"\/es\/credit-builder-itin\/\">\u2192 How to build credit from zero with ITIN<\/a><\/p>\n<p><a href=\"\/es\/itin-loans\/\">\u2192 Personal loans for ITIN holders<\/a><\/p>\n<p><a href=\"\/es\/what-is-an-itin-and-how-to-apply-complete-step-by-step-guide\/\">\u2192 What is an ITIN and how to apply<\/a><\/p>\n<p><a href=\"\/es\/7-mistakes-that-destroy-your-credit-when-building-with-itin\/\">\u2192 7 mistakes to avoid<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>\ud83c\udfe6 Banks That Accept ITIN (No SSN Required) Open a US Bank Account Today \u2014 Even Without a Social Security [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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